Well, I've put the camera into a freezer on the lowest setting, and with the camera on / cooler off, it was reporting -0.5 temperature after stabilising for around 3 hours, so I was happy to proceed.
I ran continuous 30 minute darks overnight (at -20 sensor temperature) but last night, I checked the 1st one before bed and the banding seems to be there, faint but noticeable when autostretched - and I know it's not an illusion, as I asked for a 2nd opinion and it was confirmed, as she didn't know what I could see beforehand.
I'll stack 50 or so darks later tonight and post the result, but I think I have the same issue and hopefully, all being well, the FW update will fix it.