Wind Damage to Equipment - any advice welcome.

[Cornelius Varley]

2 minutes ago, CraigT82 said:

Are car ports covered under building regs at all?

Carports and detached garages are not normally covered by building regs or require planning permission but certain rules need to be met, non of which include construction methods.

[Louis D]

1 hour ago, Cornelius Varley said:

Carports and detached garages are not normally covered by building regs or require planning permission but certain rules need to be met, non of which include construction methods.

In the US within most city limits, if a concrete pad is poured under the structure, it may be classified as permanent and needs permits/inspections and will be taxed as real estate property depending on size or other considerations.  Many US counties outside of city limits don't have such rules about permits/inspections, but you will still probably be property taxed on it if they find out it exists.  Homeowners insurance will generally cover damage to such structures.

If there was no concrete pad under it that it will be attached to, it is generally considered a portable structure, and generally won't be permitted/inspected/taxed unless it is over certain size limits.  Homeowners insurance generally covers damage to these types of structures and their contents as well.  They are covered under the "other structures" portion and may have different limits than structures attached to the main house.  Contents may be covered at cash value rather than replacement value, depending on the policy.

So, was the carport attached to the main house?  Was it permanently attached to a concrete slab?  How big was it?  Is it in the property tax appraisal roles?  The answers to these questions may help to determine the classification of the structure and insurance coverage limits.

Either way, it may be worth discussing with your insurance company because they might cover the damage and go after the other homeowner for reimbursement via subrogation.