Insurance when taking kit abroad?

[Fordos Moon]

Hi all,

I'm off to a cottage in France soon and taking a fair bit of my kit - scopes, cameras, etc. Can anyone please recommend any insurance company or policy they have used to cover the kit in case it gets damaged / pinched etc?

Many thanks

Bob

[Fordos Moon]

I'm kinda thinking I will be lucky to get anything!

[pete_l]

Most insurance companies offer Personal Possessions cover as an add-on to your home contents insurance.

Briefly, home contents cover insures your stuff when it's in your house. PP cover insures your stuff when you take it away with you.

[astronymonkey]

Mines ensured with the house insurance as additional named items that are covered when out of the house.

about £50 for 2k of scope per annum

cheers

[Fordos Moon]

Many thanks guys I will take a look at our insurance policy

[michaelmorris]

Just make sure you take it out of the car whenever practicable, as thefts from foreign plated cars are not rare, especially in touristy areas. (Some lovely person broke in to our car in south of France last Monday - smashed window and took swimming stuff and binocular case, but were so incompetent they missed the spare binoculars and the sat-nav).

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[Fordos Moon]

Just make sure you take it out of the car whenever practicable, as thefts from foreign plated cars are not rare, especially in touristy areas. (Some lovely person broke in to our car in south of France last Monday - smashed window and took swimming stuff and binocular case, but were so incompetent they missed the spare binoculars and the sat-nav).

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Sorry to hear Michael, scum everywhere! Had a very good chat with our home

Insurance company and very impressed - everything covered within current policy whether in locked car or at cottage where we staying.

[BlueAstra]

The trouble with insurance is they are all very nice before and even after the theft, and will usually pay up. However, the problems start when you renew next year. In my case not a single major company would re-insure me and I had to go to a specialist insurer to get cover (at 3x normal rate). Ask your insurer what their renewal policy is after a claim.