Appraisal for insurance? Cincinnati.

[Ozone]

Is anyone on here located near Cincinnati, Ohio? If so, I would like to know where/how to get an appraisal. Thanks.

[Ships and Stars]

Is it newer equipment or vintage stuff? If vintage, perhaps an auction house or antiques dealer? I am assuming it is newer gear though.  Are your insurance agents wanting an appraisal? I'd think your homeowners insurance would cover all your items if you keep them safely locked up, photograph them and declare any specific items over a certain price. Or are you looking for stand-alone telescope insurance separate from your homeowners/rental insurance policy? In that case, usually companies that do camera/DSLR/lens insurance may offer policies for astronomy gear. Whichever route you go, they shouldn't be looking at what you paid for it, rather what it would cost to replace if something happens.  

Edited August 16, 2019 by Ships and Stars

[Ozone]

Thanks. Talked to my State farm agent, she said get her a list and prices of the items and she would check to see if they were or could be covered under my auto or homeowners. (God forbid, tree falling on the garage, fire, or auto accident.) Yes, I keep them locked up. It would be easier to cut through my garage than cut the lock. I also have nest security camera and motion detector lights on/near the garage. This is the lock in case anyone is interested.

https://www.amazon.com/American-Lock-A800LHCD-Security-Shackle/dp/B00373RPV4/ref=mp_s_a_1_16?adgrpid=55444714029&gclid=Cj0KCQjwy97qBRDoARIsAITONTJAuksCNc_LQC2QTlCiZ5tF5PDH1BdDzSWBcGkZTjbUy2WluEUf-N0aAq3zEALw_wcB&hvadid=274742484430&hvdev=m&hvlocphy=9015705&hvnetw=g&hvpos=1t1&hvqmt=e&hvrand=5831661546523510225&hvtargid=aud-647006051489%3Akwd-300350260692&hydadcr=14658_9386348&keywords=american+lock&qid=1566076027&s=gateway&sr=8-16